|
 |
Loans | Savings | Certificates
Rates Effective 11/1/2024
| LOANS |
|
|
|
|
|
|
| FAIR ISAAC CREDIT SCORE TIERS |
Tier-1 750-Above |
Tier-2 749-700 |
Tier-3 699-650 |
Tier-4 649-600 |
Tier-5 599-Lower
|
|
| NEW OR USED VEHICLE LOANS (2022-2024) |
|
|
|
|
|
|
|
36 months or less
|
5.99
|
7.99
|
8.99 |
10.99 |
12.99
|
Calculator |
| 48 months |
5.99
|
7.99
|
8.99 |
10.99 |
12.99
|
Calculator |
|
60 months
|
5.99
|
7.99
|
8.99 |
10.99 |
13.99
|
Calculator |
| 72 months (minimum $20,000) |
6.99
|
8.99
|
9.99 |
11.99 |
13.99
|
Calculator |
| 84 months (minimum $30,000) |
7.99
|
9.99
|
10.99
|
N/A
|
N/A
|
Calculator |
| |
|
|
|
|
|
|
| USED VEHICLE LOANS (2021 - Older) |
|
|
|
|
|
|
|
36 months or less
|
6.99
|
8.99
|
9.99 |
11.99 |
14.99
|
Calculator |
|
48 months
|
6.99
|
8.99
|
9.99 |
11.99 |
14.99
|
Calculator
|
| 60 months |
7.99
|
9.99
|
10.99
|
12.99 |
15.99
|
Calculator |
| 72 months (minimum $20,000) |
8.99
|
10.99
|
11.99 |
13.99 |
15.99
|
Calculator |
| |
|
|
|
|
|
|
|
VISA Credit Card (no annual fee)
|
9.90
|
9.90
|
9.90 |
9.90 |
9.90
|
Calculator
|
| |
|
|
|
|
|
|
| Fully-Secured Loan (dollar for dollar) |
5.00
|
5.00
|
5.00 |
5.00 |
5.00
|
Calculator
|
| |
|
|
|
|
|
|
| Personal/Signature/Unsecured Loan - Up to 36 months |
9.90
|
11.00
|
12.00
|
14.00
|
15.00
|
Calculator
|
| SAVINGS |
MINIMUM BALANCE
|
DIVIDEND RATE
|
APY*
|
TERM
|
| Savings - $20.00 to $4,999.99 |
$20.00 |
0.03 |
0.03 |
n/a |
| Savings - $5,000.00 and up |
$5,000 |
0.05 |
0.05 |
n/a |
| |
|
|
|
|
| IRA's (Share Accumulation) |
|
0.75 |
0.75 |
n/a |
| CERTIFICATES |
MINIMUM BALANCE
|
DIVIDEND RATE
|
APY*
|
TERM
|
| Six (6) months - $1,000 Minimum Deposit |
$1,000 |
0.10 |
0.10 |
6 |
| Twelve (12) months - $1,000 Minimum Deposit |
$1,000 |
0.15 |
0.15 |
12 |
| Eighteen (18) months - $1,000 Minimum Deposit |
$1,000 |
0.20 |
0.20
|
18 |
| |
|
|
|
|
| Seven (7) months - $5,000 Minimum Deposit |
$5,000 |
0.25 |
0.25 |
7 |
| Twenty (20) months - $5,000 Minimum Deposit |
$5,000 |
0.30 |
0.30 |
20 |
|
All rates subject to change.
|
|
*APY = Annual Percentage Yield
Back to Top
|
|
|
